Business owners who have been operating their businesses for at least 6 months can apply for a business loan. Your business may be registered or not registered.

Our business loans starts from GH¢ 2,000. Loan amounts are granted according to your investment plan and capacity.

Loan amounts ranging from GH¢ 2000 to GH¢ 20,000 can be disbursed within 7 days. Loan amounts above GH¢ 20,000 can take up to a maximum of 10 days depending on loan amount and corresponding credit analysis that will have to be carried out before disbursement.

Yes, interest is charged on loan. Our interest rates depend on the loan amount. The monthly interest rate ranges from 2.75% to 5.80% and is calculated on the outstanding principal balance. Apart from an administrative fee there are no other fees.

For loan amounts that increase your working capital, you pay back comfortably between 12 and 24 months. However, if you invest in fixed assets we can extend this period to 36 months. Repayments are usually in equal annuities, but we can tailor a repayment schedule to your business cycle. Production companies may be granted a grace period of up to 3 months due to the nature of their business.

No, your business must have been in operation for at least 6 months!