ProCredit Savings and Loans Company Ltd. (ProCredit) was established in 2002 by several multilateral and bilateral institutions in order to provide reliable financial services specifically tailored to its target group - the very small, small and medium enterprises of Ghana. Our shareholders are committed to the goal of developing ProCredit Savings and Loans Company Ltd. into a professional and responsible financial service provider, supplying the target group with a broad range of banking services on a sustainable basis and thus be the "house bank" of choice for small businesses and the ordinary people who live and work in the neighbourhoods in which we operate.
ProCredit Holding is the parent company of a global group of 21 ProCredit banks. ProCredit Holding was founded as an Internationale Micro investtitionen AG (IMI) International Micro Investiment Company in 1998 by the pioneering development finance consultancy company, IPC.
ProCredit Holding is committed to expanding access to financial services in developing countries and transition economies by building a group of banks that are the leading providers of fair, transparent financial services for very small, small and medium sized businesses as well as the general population in their countries of operation. In addition to meeting the equity needs of its subsidiaries, ProCredit Holding guides the development of the ProCredit banks, providing them with senior management staff, and also supports the banks in all key areas of activity, including banking operations, human resources and risk management. It ensures that ProCredit corporate values, international best practice procedures and Basel II risk management principles are implemented group-wide in line with standards also set by the German supervisory authorities.